CreditExpert from Experian

A late payment, fraud or a clerical error can easily damage your credit status and lead to lenders refusing you credit.  CreditExpert helps you to manage what’s on your credit report and could save you money when you apply for a loan, mortgage or credit card. Join over 14 million people worldwide who have viewed their free online Experian credit report to better understand and manage their credit status.

CreditExpert is the online credit monitoring and identity fraud protection service from Experian, a leading UK credit reference agency.

Lenders see your credit report when they decide whether to give you a loan, mortgage or credit card. You should check it regularly to ensure it is up to date and reflects your credit track record accurately, so you can make better-informed decisions when you apply for credit and are more likely to get the deals you want.

How CreditExpert works

You should know as much about yourself as any financial institution does. CreditExpert shows you what a lender sees - and more. Every time you apply for credit or a loan, that request is recorded. Multiple requests can look as if you are over-extending yourself or a fraud is being committed. If you are looking for a good credit deal or mortgage, CreditExpert allows you to check your report to ensure that it accurately reflects your position. CreditExpert allows you to do this online, any time and as often as you want. Experian helps you to challenge anything with which you disagree.

CreditExpert also saves you time and trouble if you become a victim of identity fraud. Experian has found that it takes, on average, more than a year to discover an identity fraud and over 400 hours to clear your name. CreditExpert's weekly alerts mean that you quickly learn about any changes to your Experian credit report. Experian's Victims of Fraud team will help you to resolve any problems.

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